When you’re in the points and miles game, at some point you’re going to have a lot of credit cards. A LOT. Beyond remembering to pay my bills, it can be tough remembering which cards to use at which locations. Even though I have over 20 cards, I rarely carry more than three or four–can you image the back pain from sitting on that wallet! In this post, I’m going to share the four cards I’ll be carrying around in my wallet, and my reasons why.
We all online shop. A lot. It’s a fact of living in the 21st century, so you might as well get more than just your purchases! As I’ve said before, shopping portals are a great way to earn extra miles on the things you already buy online. From that previous post:
Shopping portals are a great way to earn extra points on things you’re already buying online, and most rewards programs have some sort of portal. If you have a rewards account, the chances are they also have a shopping portal.
Normally when you go to buy something online, you go directly to that website, pay for what you want, and earn miles at the base rate (the points you earn just by using your credit card). Shopping portals act like a sort of middle man, rewarding you with extra points for using them as an intermediary.
Last year, the Fed released a report (then analyzed by the New York Times) that said for Americans under the age of 35, their credit card debt had fallen to its lowest level since 1989. Continuing:
Some older Americans have also been shedding credit card debt since the financial crisis that began in 2008. But for no other age group has the decline in the proportion holding credit card debt been more rapid than it has been for young Americans — who are often referred to as millennials — the data from the Survey of Consumer Finances shows.
This doesn’t mean that millennials are shying away from credit cards necessarily, rather they have much less credit card debt, but the two are sort of connected.
It’s that time of year when it seems as if every New Yorker is on their way O-U-T of the Big Apple to visit family and friends, which is exactly what I’ve done! As books (and reading!) are up there with travel as some of my favorite things, I thought it might be fun to post a few books about travel I hope are under the tree when I get home. These aren’t your typical “travel” books though–these books use stories and maps to tell compelling narratives about New York City and the world around it.
It’s that time of year again–we’re all rushing off to spend time with our friends and family, and to hopefully relax! I’m off to New Hampshire tomorrow for two weeks for some much needed R&R (Amtrak and the bus both ways), and all those hours of travel ahead made me think of the things I can’t (or won’t!) travel without.
In no particular order, here’s what I always have with me when I travel:
This year, I’ve written 98 posts (99 if you include this one!) on a broad range of topics, from crazy adventures to books to read on trains and everything in between!
Here were the 5 most popular posts between 1/1/2016 and 12/15/2016:
If there’s one thing I love more than Amtrak, it’s books. Paperbacks, hardcovers, new, used, fiction, nonfiction–LITERALLY ALL OF THEM. Bring me the books. So, naturally, whenever I go somewhere, I try to seek out a bookstore to peruse for a few minutes (or hours). In my mind, no vacation is complete without a trip to one.